It is the belief that things will continue to function in the future the way they functioned in the past.
It causes people to believe that there will be no mishaps because they didn’t occur before.
It basically undermines the probability of a disaster happening.
I believe, while this bias provides us peace of mind, it still can be dangerous.
If we keep assuming that life will always be smooth and there will be no obstacles, it’ll lead to lack of planning.
You can’t always assume that you’ll be as fit as you are right now.
In the future you might have some health issues and having proper medical insurance for the same is gonna help you then.